Thinking of turning that unused attic into usable loft space but worried about the upfront cost? Good news my friend… we now offer flexible finance options to help you spread the cost of your loft installation over time. Yay!
Powered by our partner Kanda, our finance option is quick to apply for, easy to understand, and puts you in control of your budget.
Why Choose Finance for Your Loft Project?
Let’s be honest — a loft installation, with boarding and insulation, is one of the smartest ways to add storage space or boost your property’s value. If you’ve read anything else on our website you’ll know this already (because we do tend bang on about it a lot!). But when it comes to paying for it all in one go, it might feel like too much of a stretch.
That’s where our finance option comes in:
- Apply in minutes online
- Get an instant decision — no paperwork
- Start repayments 30 days after install
- Spread payments over 2–15 years
- Fixed 14.9% APR
And the best part? You can settle your balance early if you want, with no hidden fees or penalties.
How It Works — Step by Step
- Get a quote from The Loft Boys
- Apply for finance online (you’ll get a decision in minutes)
- Pay a 30% deposit to book your install
- We do the work and complete your loft installation
- Your repayments begin 30 days later
Finance is subject to affordability checks and status. The application is handled securely by our partner, Kanda — a credit broker who works with trusted UK lenders.
Real-World Example
Representative example: 14.9% APR Representative based on a loan of £2,500 repayable over 24 months at an interest rate of 14.9% pa (fixed). Monthly repayment of £121.10. Total amount payable £2,906.35.
Want to borrow more or spread payments over a longer term? No problem. You can use our finance calculator to see what works for your budget.
You Spoke, We Listened!
We introduced finance because many of you told us the same thing: “We need the loft space, but paying for it all at once is tough.” And we totally get it — managing your cashflow is just part of life.
Now, with finance, you don’t have to wait. You can move forward with your project when it suits you, spreading the cost in a way that works for your budget. It’s not just convenient — it’s smart, flexible, and puts you in control.
Can I Pay Back Early?
Probably the number 1 question… yes — you can bet your ass you can! And you won’t be penalised for doing so. Actually this is a standard rule under UK consumer-credit law so our hats are off to you gov!
You can overpay or settle in full at any time. When you do, you’ll only be charged up to 58 days’ interest on your outstanding balance. After that, all future interest is waived.
FAQs
No — it’s completely optional. You can still pay upfront if you prefer.
Yes. A credit check is done when you apply. It only affects your credit score if you go ahead with the finance.
The Loft Boys require a 30% deposit on all bookings — regardless of whether you use finance or not.
Kanda is a UK-based credit broker built by ex-tradespeople to help homeowners access safe, flexible home improvement finance.
Wait, I have more questions!
We’ve got your back, don’t worry. Check out our dedicated finance page for more detailed FAQs.
Ready to get started a see if you’re eligible for finance? Great, we’d be happy to help!
If you’ve been putting off your loft project because of cost, now’s the time to take action.
Request a quote today